COMPANIES

Risk Management: Global Solutions in Three Phases

RISK IDENTIFICATION AND ASSESSMENT

We conduct a thorough analysis of the risks your company faces, quantify their potential impact, and establish tailored prevention strategies. We deliver specific solutions for each identified risk.

Comprehensive risk inventory
Detailed assessment of facilities and preventive measures
Asset valuation
Insurance audit: We review existing policies, assess their implications, and provide strategic

RISK PREVENTION AND TRANSFER PLAN DEVELOPMENT

We design a risk transfer program through insurance contracts that compensate for damages or financial losses, providing protection against a wide range of potential events—even those occurring despite preventive measures.

We tailor insurance solutions to the specific risks and needs of your business
We work with the leading insurers in the market
We optimise costs without compromising coverage
We enhance policy terms to offer more comprehensive protection
We establish clear asset valuation clauses

COMPREHENSIVE SUPPORT THROUGHOUT THE POLICY TERM AND RENEWAL

We are committed to providing ongoing support throughout the entire duration of your insurance program.
We ensure maximum efficiency and continuous optimisation of coverage at all times.

Assistance with coverage inquiries or contract modifications
Full advisory and claims management with insurers or third parties
Regular updates of insured asset values
Cost and coverage adjustments in line with market improvements and new opportunities

PROPERTY RISKS

Your business can’t afford to stop. Being prepared is the key to moving forward—whatever happens.

Every business relies on its physical resources to operate normally. Unexpected events—such as facility damage, machinery breakdowns, or goods losses—can seriously disrupt business continuity.

That’s why it’s crucial to have appropriate coverage to help you deal with potential material losses, whether they occur on your premises or during transport or storage.

From the building housing your operations to stock and goods in transit, we help you identify key risks and find the best insurance solutions for your business.

Key areas of protection:

Buildings: Damage to real estate assets
Industrial equipment: Tools and essential machinery for operations
Machinery: Coverage for unexpected breakdowns or damages
Stock: Stored goods and raw materials
Goods in transit: Items in transport, nationally or internationally
Third-party goods: Materials or merchandise under your responsibility

INTANGIBLE RISKS

Intangible assets are essential too. Protecting them means protecting the future of your company.

In the business environment, not only physical assets are exposed to risk. Intangible assets such as reputation, data, or financial stability may be compromised by unforeseen events that directly impact the functioning and continuity of the company.

We help you identify and assess these risks, offering solutions that minimize their impact and protect those unseen but critical aspects of your business success.

Key areas of protection:

Cyber risks and online activity: Protection against cyberattacks, identity theft, security breaches, data loss or theft, fund diversion, and online-related threats.
Legal defense and claims expenses: Coverage of legal costs arising from legal defense or pursuit of business rights.
Reputational damage: Support in managing situations that could negatively affect public image, with resources to mitigate impact.
Trade credit: Protection against default or insolvency of clients that could affect liquidity.
Business interruption: Compensation for income loss due to unexpected business disruption.
Employee dishonesty: Protection against financial losses caused by fraudulent or dishonest acts.
Data protection: Assistance and liability coverage for regulatory breaches or complaints.
Employment practices liability: Coverage for claims related to improper employment practices such as wrongful dismissal, discrimination, or harassment.

HUMAN RESOURCES RISKS

Your team is your greatest asset. Protecting their well-being is investing in your company’s future.

People are the engine of any business. Protecting their well-being and preparing for potential risks related to human capital is key to ensuring stability and continuity. We assist in effectively managing these exposures.

Key areas of protection:

Employee health: Initiatives and solutions to preserve your team’s physical and mental health, reducing the impact of illnesses or conditions on business performance.
Loss of key personnel: Protection against consequences from the sudden absence of individuals critical to operations or strategy.
Workplace accidents: Coverage for events occurring within the work environment, protecting both the employee and the employer.
Temporary disability: Financial support during periods of temporary work incapacity due to illness or accident, ensuring financial stability.
Kidnapping: Specialized assistance in kidnapping situations, with incident management and impact mitigation support.
Flexible Compensation Plan: A compensation system that allows employees to allocate part of their gross salary to tax-advantaged products and services, with no additional cost to the company. Turns a salary obligation into a strategic advantage.

LIABILITY RISKS

Liability is an inherent part of business—but it doesn’t have to be a threat. We’re here so you can grow with confidence.

Liability Risks: Protection against potential claims

In the business environment, any activity entails responsibilities which, under certain circumstances, may result in claims from third parties, employees, or even regulatory authorities. Being prepared to face these situations allows you to safeguard your company’s stability and future.

We are specialists in identifying liability exposures associated with your operations and offering tailored insurance solutions to protect against financial consequences arising from unintentional damage, errors, or omissions.

Key areas of protection:

General liability: Covers claims for third-party bodily injury or property damage resulting from business operations.
Product liability: Protection against claims for damages to third parties due to defective products, manufacturing faults, or design errors.
Machinery and industrial vehicles: Liability for damages caused by equipment associated with your business.
Employers’ liability: Claims arising from occupational accidents or staff-related incidents.
Directors and officers (D&O): Protection for personal liabilities in corporate decision-making.
Professional indemnity: Coverage for professional negligence, errors, or omissions.
Corporate liability: Coverage for liabilities that impact the organization as a whole
Environmental liability: Coverage for accidental environmental damage that may lead to claims or fines.