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Basic Information on Data Protection |
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| Data Controller: | In accordance with Regulation (EU) 2016/679 (GDPR) and Spanish Law LOPD-GDD 03/2018, we inform you that the personal data you provide will be processed by MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL. |
| Purpose: | INSURANCE BROKERAGE AND CLAIMS MANAGEMENT: Your data will be processed for purposes directly related to our legitimate functions as well as those of the data recipients; for sending communications directly related to the commercial relationship with our clients and the provision of our services; and for sending marketing communications. |
| Legal Basis: | Consent of the data subject:
– Consent for the insurance brokerage service in favor of MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL and the transfer of data to insurance companies and other third-party entities necessary for the provision of the service. – Consent for the sending of marketing communications regarding other insurance products, promotions, offers, and newsletters, including communications via WhatsApp or similar platforms. – Consent for the processing of personal and specially protected data (e.g., health data of the insured, data of family members and/or minor dependents) when necessary. – Consent for the use of personal data from cancelled policies for the issuance of new insurance contracts and the transfer of such data to various insurance providers. Legitimate interest of the Controller and third parties: Legal obligation: Performance of a contract: |
| Recipients: | Data may be disclosed to: Insurance companies and related entities necessary for the provision of the service. The Directorate-General for Insurance and other public authorities with competence in the matter. |
| Data Subject Rights: | You have the right to access, rectify, erase, object to, and restrict the processing of your data, among other rights detailed in the additional information. You may exercise these rights by sending an email to protecciondedatos@mlcorreduria.com or by visiting our offices. |
| Source of the Data: | The data subject or their legal representative. |
| Additional Information: | You can obtain more detailed information on data protection by visiting us at Doctor Maximi Fornés, 9, 08191 – Rubí (Barcelona) or by contacting us at protecciondedatos@mlcorreduria.com. |
¿Who Is the Data Controller?
Identity: MARTÍNEZ LIMORTI CORREDURIA DE SEGUROS, SL CIF: B59199364
Postal address: DOCTOR MAXIMI FORNES, 9 08191-RUBÍ (BARCELONA)
Phone: (+ 34) 936 971 952
DPO Contact Email: protecciondedatos@mlcorreduria.com
Data Protection Officer (DPO): Consulting & Strategy GFM, SL (GFM Servicios)
DPO Contact Email: dpo@gfmservicios.com
¿For What Purpose Do We Process Your Personal Data?
For What Purpose Do We Process Your Personal Data?
At MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL, we process the information provided by individuals for INSURANCE BROKERAGE AND CLAIMS MANAGEMENT, including purposes directly related to our legitimate activities, such as; Insurance needs analysis, Preparation of insurance quotes, Policy issuance, Review of insured risks, Issuance of policy endorsements, Assistance to policyholders in claims management, Preparation of loss declarations, Administrative and accounting management, including premium collection, Any necessary interaction with insurers and third-party service providers, We may also send communications directly related to the business relationship with our clients and the delivery of our services, as well as marketing communications
¿How Long Will We Keep Your Data?
In some cases, your data will be retained until you request its deletion, and for as long as necessary to comply with legal obligations and limitation periods for potential liabilities.
Once the insurance contract has been terminated, the insurance broker must delete the data unless you have expressly authorized its continued processing for other purposes, particularly the issuance of a new contract.
In any case, we request your consent for the use of personal data from cancelled policies for the purpose of entering into new contracts and transferring such data to different insurance companies. This consent may be revoked at any time.
¿What Is the Legal Basis for Processing Your Data?
At MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL, we process personal data based on the following legal grounds provided by the:
General Data Protection Regulation (GDPR):
GDPR Art. 6.1(a): The data subject has given consent for the processing of their personal data for one or more specific purposes.
GDPR Art. 6.1(b): Processing is necessary for the performance of a contract to which the data subject is party or in order to take steps at the request of the data subject prior to entering into a contract.
GDPR Art. 6.1(c): Processing is necessary for compliance with a legal obligation to which the controller is subject.
GDPR Art. 6.1(f): Processing is necessary for the purposes of the legitimate interests pursued by the controller or by a third party, provided such interests are not overridden by the interests or fundamental rights and freedoms of the data subject.
Legal basis for data processing includes:
Data subject’s consent: For the insurance brokerage service provided by MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL: For the processing of sensitive personal data (e.g. health data, data of family members or minor dependents) when necessary; For transferring data to third-party entities related to the controller, as required to deliver the requested or contracted service; For the use of data from cancelled policies to issue new contracts and transfer such data to other insurers; For sending commercial communications about other insurance products, promotions, offers, and newsletters; For communications with clients via WhatsApp or similar platforms
Legitimate interest of the Controller and third parties: Processing necessary for functions defined in Royal Decree-Law 3/2020 of February 4 on the distribution of insurance and reinsurance
Performance of a contract: In connection with the insurance brokerage agreement
Compliance with legal obligations: Royal Decree-Law 3/2020, GDPR (EU) 2016/679, Spanish Law LOPD-GDD 3/2018, and Insurance Contract Law 50/1980
¿Who Will Your Data Be Shared With?
Your data may be disclosed to the following recipients:
- Insurance companies
- Companies and organizations related to the Data Controller, when necessary to provide the insurance brokerage and claims management service. This includes, but is not limited to: appraisers, lawyers, legal representatives, repair services, and Customer Service Departments
- Courts and tribunals
- The Directorate-General for Insurance (Dirección General de Seguros)
- Entities required for insurance policy quoting
¿Are Data Transfers to Third Countries Made?
No international data transfers are foreseen.
¿What Are Your Rights When You Provide Us with Your Data?
Any individual has the right to obtain confirmation as to whether MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL is processing personal data concerning them.
Data subjects have the right to:
Access their personal data; Request rectification of inaccurate data; Request erasure of data when, among other reasons, the data is no longer necessary for the purposes for which it was collected
Request restriction of processing under certain circumstances, in which case we will only retain the data for the establishment, exercise, or defence of legal claims.
Object to the processing of their data based on personal circumstances. In such cases, the brokerage will cease processing the data unless there are compelling legitimate grounds or it is needed for legal claims
You may exercise your rights by sending an email to protecciondedatos@mlcorreduria.com or by visiting our offices.
If you have given consent for a specific purpose, you have the right to withdraw that consent at any time. Withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.
If you believe your data protection rights have been violated—especially if you have not obtained a satisfactory response to the exercise of your rights—you may file a complaint with the competent Data Protection Authority via their website: www.agpd.es.
You may also submit a preliminary complaint to our Data Protection Officer (DPO) at dpo@gfmservicios.com, who will respond within a maximum period of one month.
¿How Have We Obtained Your Data?
The personal data processed by MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL has been provided either by the data subject or their legal representative.
The categories of data processed include:
- Identifying information, including data of direct family members when other insured parties are included under a group policy
- Postal and email addresses
- Commercial information
- Personal characteristics and academic/professional details
- Social circumstances and employment data
- Financial, economic, and insurance-related data
- Banking information
We may also process special categories of data, including health-related information, self-declared health status of the insured(s), and data about minor dependents for the purpose of issuing life, health, accident, or other policies that require such information
DUTY TO INFORM THE CLIENT – Insurance Mediation
Identity: MARTÍNEZ LIMORTI CORREDURIA DE SEGUROS, SL TAX ID (CIF): B59199364
In accordance with Article 173 of Royal Decree-Law 3/2020 of February 4, on the distribution of private insurance and reinsurance, we inform you of the following:
1. Our registered office is located at: Doctor Maximi Fornés, 9 – 08191 Rubí (Barcelona), Spain
2. MARTÍNEZ LIMORTI CORREDURÍA DE SEGUROS, SL operates as an insurance broker, providing advisory services based on an objective and personalised analysis, in accordance with the provisions of the current law on the distribution of insurance and reinsurance.
3. In compliance with the applicable regulations, we inform you that:
a- The company complies with all legal requirements and is registered with the Administrative Register of Insurance Intermediaries, Reinsurance Brokers and Their Senior Management, under registration number J36, which can be verified on the website of the Directorate-General for Insurance and Pension Funds: www.dgsfp.mineco.es
b- The company holds a Professional Civil Liability Insurance policy with a minimum coverage of €1,924,560 per claim/year, and has the legally required financial capacity in accordance with the current law on insurance distribution.
c- For any complaints or claims, we have an external customer service department, responsible for receiving and resolving complaints:
EMIN GLOBAL, SL – C/ Ramón Albó, 76 Bajos 2, 08027 Barcelona
Email: clientes@emin.com – Phone: +34 93 736 24 97
d- As the data controller, the brokerage processes your personal data in accordance with the provisions of the General Data Protection Regulation (GDPR) and Spanish Law 3/2018 on Data Protection and Digital Rights, as detailed in the attached information notice.
e- The nature of the remuneration received in relation to the insurance contract is in the form of a commission, paid by the insurance company.
4. The broker has no ownership links or participation stakes in insurance companies, nor are there any insurers with ownership interests in the brokerage. Therefore, all advice is provided independently and without conflicts of interest with third parties
5. The recommendation provided to you is based on an objective and personalised analysis, which involves reviewing a sufficient number of insurance contracts available in the market. We believe that the proposal presented matches your personal demands and provides appropriate coverage for your identified needs and requirements.
6. The brokerage also informs the client of the provisions of Article 21 of the Spanish Insurance Contract Law (Law 50/1980), whereby communications made by the broker to the insurer shall have the same legal effect as if they were made by the policyholder directly.
